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More examples of variable preperation and scoring. Extended from the KDD2009 example from Practical Data Science with R http://www.practicaldatascience.com/ (data here: https://github.com/WinVector/zmPDSwR/tree/master/KDD2009 ) Used to support various Win-Vector LLC blog articles such as: How do you know if you data has signal? http://www.win-vector.com/blog/2015/08/how-do-you-know-if-your-data-has-signal/